Seamless Innovation

Banking products & middleware

We design and ship real banking platforms

Neptune builds middleware, digital channels, onboarding engines, and tailored fintech apps so your bank can launch, evolve, and truly own its digital stack.

Led by the team behind LYPay and FCMS www.Neptune.ly
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Years of combined experience across our engineers

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Major payment platforms engineered (LYPay and FCMS)

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Products covering mobile, middleware, onboarding

Nexus MW connects core banking, LYPay, OnePay, FCMS, and new rails with a single API fabric.

  • ISO 20022-ready orchestration
  • Local-first deployment with global resilience
  • LLM-enabled Polaris onboarding flows

Where we come from

Built by the minds who launched Libya's landmark payment systems

Our Libyan engineers created LYPay, FCMS, OnePay, and Nexus MW before forming Neptune. Together we bring 30+ years of combined delivery experience focused on sovereign digital infrastructure.

Proven core-builders

  • Creator DNA from LYPay, FCMS, OnePay, Nexus MW
  • Deep experience with Libyan regulatory environments
  • Hybrid teams across Tripoli, Misrata, Benghazi
30+ years combined

What sets us apart

We design every layer locally for data sovereignty and knowledge retention, yet architect every component to scale beyond Libya when you're ready.

Sovereign cloud & on-prem Security-first dev process Partnership mindset

Neptune Product Suite

Five flagship products covering middleware, mobile, corporate banking, onboarding, and custom builds.

Middleware

Nexus MW

All-in-one middleware that integrates core banking with FCMS, LYPay, OnePay, and future rails through a unified orchestration fabric.

  • ISO 8583 & ISO 20022 connectors
  • Microservices + Kubernetes ready
  • Advanced monitoring & audit
Mobile

Neptune One

Cross-platform retail banking app with biometric security, lifestyle services, and instant push updates.

  • Flutter & KMP builds
  • Card controls & FX services
  • Personalized insights layer
Corporate

Neptune Plus

Web banking built for corporate treasurers to manage entitlements, approvals, and liquidity across entities.

  • Role-based administration
  • Bulk payroll & supplier flows
  • Multi-level approvals
Onboarding

Polaris Engine

Digital onboarding powered by local LLMs to verify, enroll, and activate customers in a few guided steps.

  • Video KYC + biometric fusion
  • Risk scoring tuned for Libyan data
  • Workflow builder for branches & partners
Custom

Neptune Labs

On-demand, co-created apps tailored for Libyan and regional institutions that need proprietary capabilities.

  • Design + build + operate model
  • Data residency & sovereignty consulting
  • Rapid prototyping squads

Vision

Local talent, global ambition

We imagine every critical banking system engineered in Libya by local experts, keeping data sovereign while keeping our minds open for regional expansion.

Libya-first data residency Knowledge retained in-country Architected for regional scale
Our dream is a banking stack where sovereignty, compliance, and imagination coexist.

Goals

  • 01

    Launch fully localized digital stacks for every Libyan bank.

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    Empower teams with modular products that shrink integration timelines.

  • 03

    Open new regional markets without compromising data sovereignty.

Impact in motion

Metrics that show how Neptune accelerates digital banking programs.

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APIs orchestrated across fintech partners

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Integration accelerators ready to deploy

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Weeks to launch a channel with Neptune stack

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Enterprise clients across banking & fintech

Partner with Neptune

Ready to co-create your next banking chapter?

Tell us about your roadmap and we will bring the right architects, designers, and engineers to the table.